Industry News
Does Insurance Cover MC Authority Theft? The Real Cost
Standard trucking policies exclude phishing and social engineering losses, so MC authority theft tied to the Motus scam can cost you real money out of pocket, not your insurer's.
Reyna Ortiz
Operations Editor
- Safety and CSA scores
- Claims
- Fleet operations
Reyna Ortiz covers the operating side of trucking insurance for Trucker Path Insurance: CSA and safety scores, inspections, claims handling, driver hiring standards, and the fleet practices that separate a carrier who gets renewed from one who gets non-renewed.
Her posts start from the question a dispatcher or fleet owner is actually asking — what does this cost me, and what do I do about it this week — rather than from the insurance industry's own vocabulary.
Everything published under this byline is checked against FMCSA filing data and reviewed by the licensed agents on the Trucker Path Insurance team before it goes live.
Articles by Reyna Ortiz (16)
Insurance Tips
Trucking Insurance Denver: What Colorado Truckers Pay in 2026
Denver trucking insurance cost reflects mountain driving risk, urban cargo theft, and Colorado's own filing rules on top of federal minimums. Here is what actually drives your rate, with sourced cost ranges for each coverage type.
Insurance Tips
Truck Dealer Insurance in Colorado: What It Actually Covers
Truck dealer insurance in Colorado usually means garage liability and dealer bonds, a different product than commercial truck insurance for operating vehicles.
Insurance Tips
Hot Shot Insurance Requirements in New York: Melville Guide
Hot shot operators searching from Melville, NY need the actual FMCSA and New York insurance requirements, plus an honest answer on whether their broker can write a policy in their state at all.
Trucking Regulations
UCR Registration: What It Is, What It Costs, and What to Do First
UCR registration is the annual federal fee system for interstate carriers. Here is the order to handle it in, exact current fees by fleet size, and where carriers slip up.
Industry News
Broker Bond Limits vs. Cargo Claim Losses: The Math
A $75,000 broker bond caps total payouts across every carrier that files against it, so it rarely covers a full cargo loss. Here is the payout math, how to document a claim, and what shipper contracts typically require.
Insurance Tips
Dump Truck Insurance: What It Actually Costs and Covers
Searching for a specific carrier for your dump truck? Here's what dump truck insurance actually covers, what it costs, and how to compare carriers the right way.
Insurance Tips
Low Cost Commercial Truck Insurance in Pennsylvania
Pennsylvania truck insurance costs swing widely by equipment, cargo, and driving record. Here's what actually drives the price down without cutting coverage.
Insurance Tips
Trucking Insurance in Scranton PA: Rates and Requirements
Trucking insurance in Scranton PA runs on federal minimums plus local risk factors like I-81 traffic and winter weather. Here is what actually drives your rate.
Trucking Regulations
Trucking Company Insurance Requirements Explained
Trucking companies must carry federal minimum liability coverage plus cargo and other policies to legally operate. Here is what FMCSA requires and how limits work in real life.
Insurance Tips
Motor Truck Cargo Insurance Carriers: How to Choose
Motor truck cargo carriers vary a lot on limits, exclusions, and claims speed. Here is what to compare before you sign, which names show up most often, and why shopping multiple carriers matters.
Insurance Tips
Farm Dump Truck Insurance: What Coverage Do You Need
Farm dump trucks often fall into a gray area between ag exemptions and commercial rules. Here is how to figure out what coverage you actually need and what it tends to cost.
Insurance Tips
How Much Is Hotshot Insurance? 2026 Cost Guide
Hotshot insurance costs vary by cargo, trailer type, and driving history, with typical market ranges cited below so you know what to expect before you call for quotes.
Insurance Tips
Bobtail Insurance Cost: What Owner-Operators Pay in 2026
Bobtail insurance typically runs a few hundred dollars a year, far less than primary liability. Here is what drives the price up or down, plus a cost comparison table and FAQ.
Insurance Tips
Farm Truck Insurance: When You Need Commercial Coverage
Farm trucks often cost less to insure, but FMCSA exemptions have limits. When farm plates are enough, and when hauling triggers commercial coverage.
Trucking Regulations
Dalilah’s Law 2026: What Truckers and Carriers Need to Know
Dalilah’s Law could affect CDL eligibility, English-only testing, non-domiciled CDLs, foreign dispatch services, and carrier compliance. Truckers, owner-operators, and fleets should double-check current FMCSA, state, legal, and insurance requirements before taking action.